Beware of The Insurance Onion - What You Don't Know Stinks and Will Make you Cry
When we discuss personal insurance we're discussing the insurance that protects your home, your cars, your boat, your motorhome, umbrella policies and even the extras like your jewelry, antiques, etc. Most of us have coverage we bought because an insurance agent recommended it - but do we really understand what we have?
I know I don't! Experience shows that what you don't know can definitely make you cry! Kim Marshall, top Pinellas Luxury Insurance Agent with Carlisle Fields in Clearwater Florida is our Personal Insurance Chef.
She skillfully peels back the layers of the Insurance Policy Onions (especially our Homeowners) for us so we can make informed choices and not have any unwanted surprises and find ourselves crying when we least expect.
I love surprises, I just don't want them when it comes to finding out my home or my family don't have the financial coverage or protection we thought we did. Kim takes a consultative approach to educating her clients, explaining all the layers of insurance onion and her Insurance Recipe (her recommendation) is tailored to each individual's needs. This is why she's our Personal Insurance Chef
The Home Insurance Dish with Kim Marshall
We are pleased to announce that Kim will be a frequent guest here on Sandbars to Sunsets and she will continue peel back the different layers of the Insurance Onion oand dish out the straight scoop on Clearwater Florida Home Owners Insurance. Kim will also answer the Insurance questions we hear most often and will keep us posted on what is new on the Insurance Menu and what's changing with regards to home owners insurance in the Tampa Bay area.
The Florida Legislature continues to work with the insurance industry to address the need for improved home owner insurance options. We sat down with Kim today and discussed Onion Layer #1 - The New "fine print" in many home owners insurance policies today that means you don't have sinkhole coverage. It's often these little changes that can be overlooked or misunderstood and can cause Clearwater home owners a get costly education down the road.
Did you even realize that "Pinellas County, is located in one of the more active and least understood karst regions of the world. Some of the more common karst features found in this area are sinkholes." - excerpt from The Karst Research Group's report out of the University of South Florida.
Onion Peel #1 - Are You Really Covered for Sink Holes in Florida - Understanding the Fine Print?
In the video interview Clearwater Home Insurance Agent, Kim Marshall explains why you may not be covered for sinkholes anymore ....<click to read more and see video>